Custom Pension Planning and Personalized Service
Nicolay Consulting Group Is An Independent
San Francisco Bay Area-Based Firm
We are specializing exclusively in planning, design and administration of customized pension plans,
as well as actuarial valuations and costings of post-retirement healthcare and life insurance benefits.
AT A GLANCE
We are a full-service company working with an exclusive client group: religious, municipal, school, public service and other tax-exempt organizations.
With 45 years of experience, we have developed an original way of conducting business.
Meets the unique needs of each plan sponsor.
Provides the individual attention that our plan sponsors prefer
Establishes long-term relationships between the plan sponsors and our staff who first propose and then continue to work with each account.
Meets the highest standards of integrity by eliminating the possibility of conflict of interest.
SERVICES THAT WE PROVIDE
Nicolay Consulting Group brings you the full range of pension consulting services.
Professional staff are personally responsible for serving the sponsor’s needs.
A team of consultants and support personnel under a project manager are available personally
and by phone to respond to our clients immediately. Our staff has expertise not only in our work,
but also in the culture of our religious and other non-profit clientele.
- Custom plans created specifically for each plan sponsor’s unique needs.
- Full-service or limited implementation of the plan, from a complete overhaul to fine-tuning, from document writing to claims processing to IRS filings, as you choose.
- Actuarial valuations for funding and disclosure purposes.
- Custom surveys tailored to specific organizational cultures.
- Design custom forms and procedures for each plan.
- Work individually with each plan participant (retiree) to answer questions and help file claims for benefits.
- Manage all or part of the plan as you choose.
- Actuarial valuation of post-retirement healthcare benefits.
- Assistance with employer-sponsored self-funded healthcare plans.
- Calculate the cost implications of anticipated changes to existing healthcare plans and help clients understand the funding consequences of plan design changes.
OUR APPROACH
We Specialize, Customize and Make It Personal
We are proud that our solid ethics and unique way of conducting business result in the success of our client plans and many long-term relationships. Today we continue to serve many of the clients that company founder Norman J. Nicolay began working with 30 years ago.
OUR UNIQUE PHILOSOPHY:
We specialize— in pension planning consulting exclusively. Our work does not contemplate the sale of life insurance, mutual funds or other securities. This approach assures our clients of our complete objectivity and impartiality.
We focus on a specific, exclusive client group— church plans and other tax-exempt organizations, such as cities, municipalities, counties, school districts and public service organizations. Focusing provides a depth of consulting skills and resources rarely equaled.
We only offer custom-designed plans— that directly address our clients’ specific needs and objectives. Customized plans let us offer an unparalleled level of expertise and the personal service that our clients and our staff prefer.
We annually reinvest a generous percentage of revenues in our business—
as a commitment to our business and to enhanced client services.
OUR UNIQUE WAY OF CONDUCTING BUSINESS:
The consultant who sells the work does the work— ensuring continuity of relationship and expert knowledge of our client’s industry and specific needs. This personalized approach, especially unique in today’s impersonal market, ensures the success of our clients’ plans. It also transfers much of the responsibility and burden of the work from the client to Nicolay Consulting professionals.